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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,301 | $180,749-97.6% | $160,784-97.3% | $137,256-96.9% |
| Participation rate | 80.0% | 80.0%0pp | 77.0%+3.0pp | 80.0%0pp |
| Annual return | 19.33% | 2234.46%-2215.1pp | 1803.92%-1784.6pp | 220.34%-201.0pp |
| Employer contribution / active EE | $1,484 | $4,155-64.3% | $3,733-60.2% | $4,156-64.3% |
| Participant deferral / active EE | $1,486 | $6,844-78.3% | $6,293-76.4% | $6,407-76.8% |
| Admin fee / account holder | $771 | $10,397-92.6% | $9,717-92.1% | $12,270-93.7% |