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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,301 | $208,088-97.9% | $186,193-97.7% | $154,746-97.2% |
| Participation rate | 80.0% | 80.0%0pp | 77.1%+2.9pp | 80.7%-0.7pp |
| Annual return | 19.33% | 89.97%-70.6pp | 78.03%-58.7pp | 172.34%-153.0pp |
| Employer contribution / active EE | $1,484 | $4,340-65.8% | $3,918-62.1% | $4,379-66.1% |
| Participant deferral / active EE | $1,486 | $7,078-79.0% | $6,513-77.2% | $6,730-77.9% |
| Admin fee / account holder | $771 | $11,698-93.4% | $11,058-93.0% | $14,365-94.6% |