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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,195 | $102,595-37.4% | $94,057-31.7% | $154,746-58.5% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 80.7%+19.3pp |
| Annual return | 15.03% | 583.42%-568.4pp | 480.62%-465.6pp | 172.34%-157.3pp |
| Employer contribution / active EE | $3,552 | $3,147+12.9% | $2,933+21.1% | $4,379-18.9% |
| Participant deferral / active EE | $9,347 | $5,118+82.6% | $4,709+98.5% | $6,730+38.9% |
| Admin fee / account holder | $1,565 | $7,736-79.8% | $7,244-78.4% | $14,365-89.1% |