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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,333 | $77,638-80.3% | $156,551-90.2% | $62,881-75.6% |
| Participation rate | 100.0% | 71.2%+28.8pp | 84.0%+16.0pp | 69.3%+30.7pp |
| Annual return | 126.24% | 50.33%+75.9pp | 32.23%+94.0pp | 20.14%+106.1pp |
| Employer contribution / active EE | $6,144 | $3,444+78.4% | $5,501+11.7% | $2,281+169.4% |
| Participant deferral / active EE | $4,541 | $3,046+49.1% | $4,871-6.8% | $3,203+41.8% |
| Admin fee / account holder | $2,161 | $5,561-61.1% | $13,028-83.4% | $4,296-49.7% |