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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,176 | $138,114-87.6% | $125,391-86.3% | $134,545-87.2% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -64.44% | 750.88%-815.3pp | 572.41%-636.9pp | 418.37%-482.8pp |
| Employer contribution / active EE | $11,954 | $5,246+127.9% | $4,816+148.2% | $4,742+152.1% |
| Participant deferral / active EE | $9,741 | $7,801+24.9% | $7,448+30.8% | $6,401+52.2% |
| Admin fee / account holder | $316 | $11,570-97.3% | $10,009-96.8% | $11,431-97.2% |