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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,398 | $138,114-33.1% | $125,391-26.3% | $134,545-31.3% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -13.62% | 750.88%-764.5pp | 572.41%-586.0pp | 418.37%-432.0pp |
| Employer contribution / active EE | $12,040 | $5,246+129.5% | $4,816+150.0% | $4,742+153.9% |
| Participant deferral / active EE | $8,477 | $7,801+8.7% | $7,448+13.8% | $6,401+32.4% |
| Admin fee / account holder | $319 | $11,570-97.2% | $10,009-96.8% | $11,431-97.2% |