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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,843 | $150,346-24.3% | $120,524-5.5% | $145,877-22.0% |
| Participation rate | 60.0% | 78.8%-18.8pp | 71.9%-11.9pp | 80.3%-20.3pp |
| Annual return | 10.34% | 154.40%-144.1pp | 107.36%-97.0pp | 551.28%-540.9pp |
| Employer contribution / active EE | $1,258 | $4,353-71.1% | $3,469-63.7% | $4,663-73.0% |
| Participant deferral / active EE | $5,071 | $6,172-17.8% | $4,994+1.6% | $6,691-24.2% |
| Admin fee / account holder | $452 | $12,215-96.3% | $9,440-95.2% | $13,402-96.6% |