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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,843 | $150,435-24.3% | $120,580-5.6% | $145,897-22.0% |
| Participation rate | 60.0% | 78.8%-18.8pp | 72.0%-12.0pp | 80.3%-20.3pp |
| Annual return | 10.34% | 154.60%-144.3pp | 107.48%-97.1pp | 552.29%-541.9pp |
| Employer contribution / active EE | $1,258 | $4,352-71.1% | $3,469-63.7% | $4,663-73.0% |
| Participant deferral / active EE | $5,071 | $6,174-17.9% | $4,995+1.5% | $6,689-24.2% |
| Admin fee / account holder | $452 | $12,182-96.3% | $9,418-95.2% | $13,390-96.6% |