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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $378,992 | $181,062+109.3% | $158,223+139.5% | $155,188+144.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 21.68% | 57.39%-35.7pp | 52.09%-30.4pp | 148.84%-127.2pp |
| Employer contribution / active EE | $8,713 | $4,565+90.9% | $4,109+112.1% | $4,248+105.1% |
| Participant deferral / active EE | $5,019 | $6,134-18.2% | $5,467-8.2% | $6,531-23.1% |
| Admin fee / account holder | $1,365 | $18,825-92.8% | $16,047-91.5% | $14,480-90.6% |