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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,886 | $93,064-41.0% | $74,577-26.4% | $273,972-80.0% |
| Participation rate | 66.7% | 74.9%-8.3pp | 68.1%-1.4pp | 83.0%-16.3pp |
| Annual return | 6.56% | 26.18%-19.6pp | 20.47%-13.9pp | 41.46%-34.9pp |
| Employer contribution / active EE | $645 | $3,160-79.6% | $2,525-74.5% | $4,869-86.8% |
| Participant deferral / active EE | $3,044 | $4,160-26.8% | $3,458-12.0% | $5,287-42.4% |
| Admin fee / account holder | $21 | $5,273-99.6% | $4,138-99.5% | $10,133-99.8% |