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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,445 | $138,102-36.7% | $125,381-30.3% | $134,532-35.0% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -23.28% | 750.73%-774.0pp | 572.31%-595.6pp | 418.27%-441.5pp |
| Employer contribution / active EE | $5,310 | $5,245+1.2% | $4,815+10.3% | $4,741+12.0% |
| Participant deferral / active EE | $9,917 | $7,801+27.1% | $7,448+33.2% | $6,401+54.9% |
| Admin fee / account holder | $1,560 | $11,568-86.5% | $10,007-84.4% | $11,429-86.3% |