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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,177 | $165,381-20.1% | $149,730-11.7% | $158,966-16.9% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 13.72% | 348.29%-334.6pp | 276.70%-263.0pp | 302.95%-289.2pp |
| Employer contribution / active EE | $21,282 | $5,104+316.9% | $4,645+358.1% | $4,762+346.9% |
| Participant deferral / active EE | $5,242 | $7,182-27.0% | $6,843-23.4% | $5,983-12.4% |
| Admin fee / account holder | $746 | $10,809-93.1% | $9,310-92.0% | $11,250-93.4% |