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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,774 | $160,040-0.8% | $147,096+7.9% | $145,877+8.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 12.59% | 98.49%-85.9pp | 419.75%-407.2pp | 551.28%-538.7pp |
| Employer contribution / active EE | $15,042 | $5,289+184.4% | $4,936+204.8% | $4,663+222.6% |
| Participant deferral / active EE | $4,113 | $8,429-51.2% | $8,071-49.0% | $6,691-38.5% |
| Admin fee / account holder | $1,111 | $15,050-92.6% | $13,005-91.5% | $13,402-91.7% |