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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,774 | $159,934-0.7% | $147,005+8.0% | $145,959+8.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 12.59% | 98.24%-85.6pp | 418.76%-406.2pp | 561.95%-549.4pp |
| Employer contribution / active EE | $15,042 | $5,287+184.5% | $4,934+204.9% | $4,661+222.7% |
| Participant deferral / active EE | $4,113 | $8,427-51.2% | $8,070-49.0% | $6,689-38.5% |
| Admin fee / account holder | $1,111 | $15,053-92.6% | $13,006-91.5% | $13,398-91.7% |