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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,796 | $85,766+32.7% | $136,298-16.5% | $70,126+62.3% |
| Participation rate | 79.6% | 74.2%+5.5pp | 81.9%-2.3pp | 69.5%+10.1pp |
| Annual return | 15.06% | 31.46%-16.4pp | 5156.27%-5141.2pp | 73.15%-58.1pp |
| Employer contribution / active EE | $2,966 | $2,9660% | $4,696-36.8% | $2,343+26.6% |
| Participant deferral / active EE | $7,358 | $5,051+45.7% | $6,247+17.8% | $3,332+120.9% |
| Admin fee / account holder | $3,404 | $5,421-37.2% | $9,244-63.2% | $4,645-26.7% |