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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,348 | $99,343-16.1% | $84,751-1.7% | $273,968-69.6% |
| Participation rate | 47.6% | 80.7%-33.1pp | 76.6%-29.0pp | 83.0%-35.4pp |
| Annual return | 8.50% | 22.93%-14.4pp | 22.78%-14.3pp | 41.45%-33.0pp |
| Employer contribution / active EE | $5,000 | $4,214+18.7% | $3,574+39.9% | $4,869+2.7% |
| Participant deferral / active EE | $3,884 | $4,269-9.0% | $3,712+4.7% | $5,287-26.5% |
| Admin fee / account holder | $748 | $6,645-88.7% | $5,333-86.0% | $10,132-92.6% |