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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,891 | $168,635-53.2% | $147,617-46.6% | $125,389-37.1% |
| Participation rate | 92.9% | 88.8%+4.1pp | 84.6%+8.2pp | 83.2%+9.7pp |
| Annual return | 21.00% | 77.65%-56.7pp | 61.98%-41.0pp | 282.24%-261.2pp |
| Employer contribution / active EE | $135 | $6,252-97.8% | $5,564-97.6% | $4,866-97.2% |
| Participant deferral / active EE | $4,487 | $5,507-18.5% | $4,895-8.3% | $5,352-16.2% |
| Admin fee / account holder | $3,686 | $13,580-72.9% | $11,612-68.3% | $9,541-61.4% |