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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,651 | $157,276+6.6% | $141,177+18.8% | $152,885+9.7% |
| Participation rate | 50.0% | 84.8%-34.8pp | 82.5%-32.5pp | 82.5%-32.5pp |
| Annual return | 17.69% | 64.33%-46.6pp | 71.40%-53.7pp | 345.39%-327.7pp |
| Employer contribution / active EE | $2,064 | $5,262-60.8% | $4,736-56.4% | $4,763-56.7% |
| Participant deferral / active EE | $5,175 | $7,110-27.2% | $6,710-22.9% | $5,851-11.6% |
| Admin fee / account holder | $4,255 | $12,123-64.9% | $10,263-58.5% | $11,598-63.3% |