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| Provider | Service type | Compensation |
|---|---|---|
MORNINGSTAR1 year Filed as: MORNINGSTAR INVESTMENT MANAGEMENT Service code 26 · EIN 36-4317381 | Advisory (Participants) | $917 |
Filed as: VOYA RETIREMENT INSURANCE AND ANNUI Service code 26 · EIN 71-0294708 | Advisory (Participants) | $812 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,871 | $85,766-51.2% | $136,298-69.3% | $70,126-40.3% |
| Participation rate | 87.8% | 74.2%+13.7pp | 81.9%+5.9pp | 69.5%+18.3pp |
| Annual return | 18.02% | 31.46%-13.4pp | 5156.27%-5138.2pp | 73.15%-55.1pp |
| Employer contribution / active EE | $3,574 | $2,966+20.5% | $4,696-23.9% | $2,343+52.6% |
| Participant deferral / active EE | $5,743 | $5,051+13.7% | $6,247-8.1% | $3,332+72.4% |
| Admin fee / account holder | $38 | $5,421-99.3% | $9,244-99.6% | $4,645-99.2% |