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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,751 | $95,979-62.8% | $74,551-52.0% | $135,380-73.6% |
| Participation rate | 90.0% | 75.7%+14.3pp | 69.1%+20.9pp | 82.6%+7.4pp |
| Annual return | -5.43% | 56.97%-62.4pp | 32.53%-38.0pp | 519.81%-525.2pp |
| Employer contribution / active EE | $16,910 | $2,716+522.5% | $1,961+762.3% | $4,779+253.8% |
| Participant deferral / active EE | $9,182 | $3,844+138.9% | $3,108+195.4% | $5,609+63.7% |
| Admin fee / account holder | $2,699 | $6,522-58.6% | $5,059-46.7% | $10,828-75.1% |