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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,722 | $198,457-43.7% | $170,435-34.4% | $147,586-24.3% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 4.17% | 257.30%-253.1pp | 205.94%-201.8pp | 578.59%-574.4pp |
| Employer contribution / active EE | $1,042 | $6,183-83.2% | $5,432-80.8% | $4,876-78.6% |
| Participant deferral / active EE | $24,835 | $5,629+341.2% | $4,939+402.8% | $5,439+356.6% |
| Admin fee / account holder | $26,302 | $16,852+56.1% | $13,881+89.5% | $10,886+141.6% |