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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $549,977 | $160,028+243.7% | $147,080+273.9% | $145,884+277.0% |
| Participation rate | 20.0% | 84.0%-64.0pp | 82.2%-62.2pp | 80.3%-60.3pp |
| Annual return | 17.93% | 98.60%-80.7pp | 420.17%-402.2pp | 551.85%-533.9pp |
| Employer contribution / active EE | $1,171 | $5,286-77.8% | $4,933-76.3% | $4,662-74.9% |
| Participant deferral / active EE | $7,600 | $8,422-9.8% | $8,066-5.8% | $6,690+13.6% |
| Admin fee / account holder | $51 | $15,030-99.7% | $12,989-99.6% | $13,392-99.6% |