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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,801 | $165,399+2.1% | $149,745+12.7% | $158,982+6.2% |
| Participation rate | 93.3% | 84.6%+8.8pp | 82.5%+10.9pp | 82.0%+11.4pp |
| Annual return | 16.33% | 348.34%-332.0pp | 276.72%-260.4pp | 302.99%-286.7pp |
| Employer contribution / active EE | $3,525 | $5,105-31.0% | $4,646-24.1% | $4,763-26.0% |
| Participant deferral / active EE | $8,658 | $7,183+20.5% | $6,843+26.5% | $5,983+44.7% |
| Admin fee / account holder | $2,702 | $10,811-75.0% | $9,312-71.0% | $11,252-76.0% |