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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,770 | $165,381-80.2% | $149,730-78.1% | $158,966-79.4% |
| Participation rate | 88.2% | 84.6%+3.7pp | 82.5%+5.8pp | 82.0%+6.3pp |
| Annual return | 23.35% | 348.29%-324.9pp | 276.70%-253.3pp | 302.95%-279.6pp |
| Employer contribution / active EE | $2,294 | $5,104-55.0% | $4,645-50.6% | $4,762-51.8% |
| Participant deferral / active EE | $4,965 | $7,182-30.9% | $6,843-27.4% | $5,983-17.0% |
| Admin fee / account holder | $1,879 | $10,809-82.6% | $9,310-79.8% | $11,250-83.3% |