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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,337 | $100,203-46.8% | $85,240-37.4% | $145,897-63.4% |
| Participation rate | 66.7% | 74.1%-7.4pp | 67.5%-0.9pp | 80.3%-13.6pp |
| Annual return | 8.91% | 84.28%-75.4pp | 66.75%-57.8pp | 552.29%-543.4pp |
| Employer contribution / active EE | $2,311 | $3,242-28.7% | $2,735-15.5% | $4,663-50.4% |
| Participant deferral / active EE | $5,674 | $5,299+7.1% | $4,527+25.3% | $6,689-15.2% |
| Admin fee / account holder | $12,487 | $7,265+71.9% | $6,165+102.6% | $13,390-6.7% |