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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,884 | $117,829-83.1% | $102,423-80.6% | $145,877-86.4% |
| Participation rate | 60.0% | 78.6%-18.6pp | 76.5%-16.5pp | 80.3%-20.3pp |
| Annual return | 10.90% | 31.83%-20.9pp | 29.42%-18.5pp | 551.28%-540.4pp |
| Employer contribution / active EE | $1,584 | $3,615-56.2% | $3,023-47.6% | $4,663-66.0% |
| Participant deferral / active EE | $6,899 | $5,732+20.4% | $5,054+36.5% | $6,691+3.1% |
| Admin fee / account holder | $359 | $13,335-97.3% | $9,455-96.2% | $13,402-97.3% |