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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,169 | $100,911-87.9% | $90,440-86.5% | $158,966-92.3% |
| Participation rate | 81.8% | 75.0%+6.8pp | 72.7%+9.1pp | 82.0%-0.1pp |
| Annual return | 17.82% | 1726.62%-1708.8pp | 1294.38%-1276.6pp | 302.95%-285.1pp |
| Employer contribution / active EE | $1,457 | $3,690-60.5% | $3,263-55.3% | $4,762-69.4% |
| Participant deferral / active EE | $3,362 | $4,348-22.7% | $3,964-15.2% | $5,983-43.8% |
| Admin fee / account holder | $4,086 | $6,507-37.2% | $5,615-27.2% | $11,250-63.7% |