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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,105 | $124,980-40.7% | $108,359-31.6% | $154,746-52.1% |
| Participation rate | 53.8% | 75.2%-21.3pp | 70.1%-16.3pp | 80.7%-26.9pp |
| Annual return | 16.30% | 45.00%-28.7pp | 36.89%-20.6pp | 172.34%-156.0pp |
| Employer contribution / active EE | $1,165 | $2,851-59.1% | $2,399-51.4% | $4,379-73.4% |
| Participant deferral / active EE | $2,213 | $4,743-53.3% | $4,137-46.5% | $6,730-67.1% |
| Admin fee / account holder | $265 | $11,502-97.7% | $9,741-97.3% | $14,365-98.2% |