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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,704 | $209,425-71.0% | $178,499-66.0% | $158,966-61.8% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 17.58% | 188.80%-171.2pp | 151.10%-133.5pp | 302.95%-285.4pp |
| Employer contribution / active EE | $2,024 | $5,707-64.5% | $5,011-59.6% | $4,762-57.5% |
| Participant deferral / active EE | $2,611 | $5,955-56.2% | $5,202-49.8% | $5,983-56.4% |
| Admin fee / account holder | $444 | $17,078-97.4% | $13,986-96.8% | $11,250-96.1% |