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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,655 | $181,062-24.5% | $158,223-13.6% | $155,188-11.9% |
| Participation rate | 25.0% | 82.7%-57.7pp | 79.2%-54.2pp | 80.8%-55.8pp |
| Annual return | 11.63% | 57.39%-45.8pp | 52.09%-40.5pp | 148.84%-137.2pp |
| Employer contribution / active EE | $0 | $4,565-100.0% | $4,109-100.0% | $4,248-100.0% |
| Participant deferral / active EE | $4,344 | $6,134-29.2% | $5,467-20.5% | $6,531-33.5% |
| Admin fee / account holder | $11,506 | $18,825-38.9% | $16,047-28.3% | $14,480-20.5% |