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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,111 | $124,425-56.5% | $112,040-51.7% | $137,256-60.6% |
| Participation rate | 38.1% | 79.3%-41.2pp | 76.5%-38.4pp | 80.0%-41.9pp |
| Annual return | 16.69% | 24.72%-8.0pp | 24.52%-7.8pp | 220.34%-203.6pp |
| Employer contribution / active EE | $1,549 | $3,411-54.6% | $2,954-47.6% | $4,156-62.7% |
| Participant deferral / active EE | $6,710 | $5,718+17.3% | $5,098+31.6% | $6,407+4.7% |
| Admin fee / account holder | $272 | $15,207-98.2% | $12,098-97.8% | $12,270-97.8% |