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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,111 | $136,860-60.5% | $120,344-55.0% | $154,746-65.0% |
| Participation rate | 38.1% | 79.9%-41.8pp | 76.7%-38.6pp | 80.7%-42.6pp |
| Annual return | 16.69% | 21.38%-4.7pp | 20.30%-3.6pp | 172.34%-155.6pp |
| Employer contribution / active EE | $1,549 | $3,533-56.2% | $3,020-48.7% | $4,379-64.6% |
| Participant deferral / active EE | $6,710 | $5,793+15.8% | $5,135+30.7% | $6,730-0.3% |
| Admin fee / account holder | $272 | $15,393-98.2% | $12,742-97.9% | $14,365-98.1% |