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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,111 | $138,312-60.9% | $122,979-56.0% | $155,188-65.1% |
| Participation rate | 38.1% | 80.2%-42.1pp | 77.2%-39.1pp | 80.8%-42.7pp |
| Annual return | 16.69% | 22.06%-5.4pp | 20.12%-3.4pp | 148.84%-132.1pp |
| Employer contribution / active EE | $1,549 | $3,530-56.1% | $3,062-49.4% | $4,248-63.5% |
| Participant deferral / active EE | $6,710 | $5,592+20.0% | $5,003+34.1% | $6,531+2.7% |
| Admin fee / account holder | $272 | $15,089-98.2% | $12,864-97.9% | $14,480-98.1% |