Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,985 | $59,839-96.7% | $81,991-97.6% | $79,852-97.5% |
| Participation rate | 20.7% | 61.6%-40.9pp | 69.3%-48.6pp | 69.6%-48.9pp |
| Annual return | 6.92% | 17.56%-10.6pp | 41.31%-34.4pp | 31.72%-24.8pp |
| Employer contribution / active EE | $0 | $1,713-100.0% | $2,498-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $300 | $2,695-88.9% | $3,722-91.9% | $3,740-92.0% |
| Admin fee / account holder | $837 | $4,287-80.5% | $5,665-85.2% | $5,306-84.2% |