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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,762 | $110,337+15.8% | $102,383+24.8% | $145,877-12.4% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 16.82% | 24.83%-8.0pp | 24.94%-8.1pp | 551.28%-534.5pp |
| Employer contribution / active EE | $15,279 | $4,216+262.4% | $3,870+294.8% | $4,663+227.7% |
| Participant deferral / active EE | $6,374 | $5,621+13.4% | $5,060+26.0% | $6,691-4.7% |
| Admin fee / account holder | $6,523 | $9,750-33.1% | $8,391-22.3% | $13,402-51.3% |