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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,044 | $124,425-70.2% | $112,040-66.9% | $137,256-73.0% |
| Participation rate | 50.0% | 79.3%-29.3pp | 76.5%-26.5pp | 80.0%-30.0pp |
| Annual return | 14.71% | 24.72%-10.0pp | 24.52%-9.8pp | 220.34%-205.6pp |
| Employer contribution / active EE | $984 | $3,411-71.2% | $2,954-66.7% | $4,156-76.3% |
| Participant deferral / active EE | $2,061 | $5,718-64.0% | $5,098-59.6% | $6,407-67.8% |
| Admin fee / account holder | $2,063 | $15,207-86.4% | $12,098-83.0% | $12,270-83.2% |