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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,310 | $117,829-77.7% | $102,423-74.3% | $145,877-82.0% |
| Participation rate | 50.0% | 78.6%-28.6pp | 76.5%-26.5pp | 80.3%-30.3pp |
| Annual return | 18.94% | 31.83%-12.9pp | 29.42%-10.5pp | 551.28%-532.3pp |
| Employer contribution / active EE | $1,331 | $3,615-63.2% | $3,023-56.0% | $4,663-71.5% |
| Participant deferral / active EE | $2,253 | $5,732-60.7% | $5,054-55.4% | $6,691-66.3% |
| Admin fee / account holder | $1,902 | $13,335-85.7% | $9,455-79.9% | $13,402-85.8% |