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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,912 | $118,695-68.1% | $98,916-61.7% | $158,950-76.1% |
| Participation rate | 83.3% | 77.8%+5.5pp | 76.0%+7.3pp | 82.0%+1.4pp |
| Annual return | 2.38% | 372.39%-370.0pp | 196.45%-194.1pp | 302.91%-300.5pp |
| Employer contribution / active EE | $3,773 | $3,333+13.2% | $2,689+40.3% | $4,762-20.8% |
| Participant deferral / active EE | $4,657 | $5,088-8.5% | $4,245+9.7% | $5,983-22.2% |
| Admin fee / account holder | $5,242 | $10,132-48.3% | $6,642-21.1% | $11,248-53.4% |