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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,158 | $89,370-21.5% | $141,197-50.3% | $72,976-3.9% |
| Participation rate | 54.5% | 75.1%-20.6pp | 82.5%-27.9pp | 69.5%-14.9pp |
| Annual return | 19.80% | 111.88%-92.1pp | 71.41%-51.6pp | 81.02%-61.2pp |
| Employer contribution / active EE | $708 | $3,115-77.3% | $4,736-85.1% | $2,440-71.0% |
| Participant deferral / active EE | $3,220 | $5,419-40.6% | $6,710-52.0% | $3,608-10.7% |
| Admin fee / account holder | $3,413 | $5,957-42.7% | $10,265-66.8% | $5,124-33.4% |