Retirement plan

AZTEC ENGINEERING GROUP, INC. 401(K) PLAN

Name: AZTEC ENGINEERING GROUP INC. - AZTEC ENGINEERING GROUP, INC. 401(K) PLAN (2016) Form 5500
Creator: AZTEC ENGINEERING GROUP INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, AZTEC ENGINEERING GROUP, INC. 401(K) PLAN, AZTEC ENGINEERING GROUP INC.

AZTEC ENGINEERING GROUP INC.EIN 86-1001208Plan #001PY 2016

4561 E. MCDOWELL RD. - PHOENIX, AZ 85008602-659-9318aztec.usLinkedIn51-200 employeescivil engineering

Other plans on this EIN

1 filing

#002Retirement-$534K assets

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$10.1M

-3.3% from 2015

Total participants

175

+6.7% from 2015

Average account balance

$63,609

-8.7% from 2015

Annual return

5.32%

+5.56 pp from 2015

Benchmarks

See 2,382 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants100-249

Cohort2,382 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$25.14M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$111K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

227

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

86.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.22M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$12K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.69%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$340

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
CAMBRIDGE INVESTMENT RESEARCH2+ years Service code 27 · EIN 39-1897480	Advisory (Plan)	$0
CAMBRIDGE INVESTMENT RESEARCH2+ years Filed as: CAMBRIDGE INVESTMENT RESEARCH INC Service code 27 · EIN 20-1665308	Advisory (Plan)	$0
TRANSAMERICA RETIREMENT SOLUTIONS2+ years Filed as: TRANSAMERICA LIFE INSURANCE COMPANY Service code 15 · EIN 39-0989781	Recordkeeping	$0

Plan features & details

Pension benefit codes2E2F2G2J2S2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$31K

$249 / participant

Contract admin$31K100.0%

% of EOY assets

0.308%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: KEEGAN LINSCOTT AND KENON PC
Auditor EIN: 860750225
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$63,609

$52,884+20.3%

$84,753-24.9%

$55,167+15.3%

Participation rate

87.2%

67.5%+19.7pp

76.6%+10.6pp

69.0%+18.2pp

Annual return

5.32%

18.03%-12.7pp

22.78%-17.5pp

169.23%-163.9pp

Employer contribution / active EE

$1,293

$2,233-42.1%

$3,574-63.8%

$1,963-34.1%

Participant deferral / active EE

$5,792

$2,644+119.1%

$3,712+56.0%

$3,054+89.6%

Admin fee / account holder

$196

$581-66.3%

$5,333-96.3%

$504-61.2%

Provider

Service type

Compensation

CAMBRIDGE INVESTMENT RESEARCH2+ years

Service code 27 · EIN 39-1897480

Advisory (Plan)

CAMBRIDGE INVESTMENT RESEARCH2+ years

Filed as: CAMBRIDGE INVESTMENT RESEARCH INC

Service code 27 · EIN 20-1665308

Advisory (Plan)

TRANSAMERICA RETIREMENT SOLUTIONS2+ years

Filed as: TRANSAMERICA LIFE INSURANCE COMPANY

Service code 15 · EIN 39-0989781

Recordkeeping

AZTEC ENGINEERING GROUP, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

AZTEC ENGINEERING GROUP, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion