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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,774 | $202,460-40.8% | $169,385-29.3% | $139,456-14.1% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 17.92% | 532.07%-514.1pp | 405.82%-387.9pp | 373.45%-355.5pp |
| Employer contribution / active EE | $1,849 | $4,691-60.6% | $4,012-53.9% | $4,753-61.1% |
| Participant deferral / active EE | $9,882 | $6,938+42.4% | $6,221+58.9% | $6,711+47.2% |
| Admin fee / account holder | $466 | $10,719-95.7% | $9,011-94.8% | $11,407-95.9% |