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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,105 | $180,749+14.0% | $160,784+28.2% | $137,256+50.2% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.0%+23.0pp | 80.0%+20.0pp |
| Annual return | 18.85% | 2234.46%-2215.6pp | 1803.92%-1785.1pp | 220.34%-201.5pp |
| Employer contribution / active EE | $2,667 | $4,155-35.8% | $3,733-28.6% | $4,156-35.8% |
| Participant deferral / active EE | $20,800 | $6,844+203.9% | $6,293+230.5% | $6,407+224.6% |
| Admin fee / account holder | $793 | $10,397-92.4% | $9,717-91.8% | $12,270-93.5% |