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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,434 | $45,872-72.9% | $77,100-83.9% | $68,490-81.8% |
| Participation rate | 88.5% | 55.9%+32.5pp | 67.9%+20.5pp | 67.9%+20.6pp |
| Annual return | -16.72% | 1.73%-18.4pp | 42.35%-59.1pp | -7.85%-8.9pp |
| Employer contribution / active EE | $1,345 | $1,650-18.5% | $2,815-52.2% | $2,597-48.2% |
| Participant deferral / active EE | $2,256 | $2,963-23.8% | $4,430-49.1% | $4,028-44.0% |
| Admin fee / account holder | $1,065 | $3,041-65.0% | $5,443-80.4% | $5,403-80.3% |