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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,519 | $118,877-60.0% | $96,570-50.8% | $167,536-71.6% |
| Participation rate | 60.0% | 75.5%-15.5pp | 69.8%-9.8pp | 82.1%-22.1pp |
| Annual return | 18.30% | 50.50%-32.2pp | 37.79%-19.5pp | 478.82%-460.5pp |
| Employer contribution / active EE | $2,927 | $3,121-6.2% | $2,357+24.2% | $4,839-39.5% |
| Participant deferral / active EE | $6,630 | $4,617+43.6% | $3,849+72.2% | $6,342+4.5% |
| Admin fee / account holder | $3,861 | $8,069-52.1% | $6,182-37.5% | $12,315-68.6% |