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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,592 | $135,956-49.5% | $123,894-44.6% | $273,972-75.0% |
| Participation rate | 65.0% | 84.1%-19.1pp | 81.4%-16.4pp | 83.0%-18.0pp |
| Annual return | 9.74% | 56.63%-46.9pp | 47.52%-37.8pp | 41.46%-31.7pp |
| Employer contribution / active EE | $1,129 | $5,170-78.2% | $4,617-75.6% | $4,869-76.8% |
| Participant deferral / active EE | $2,143 | $6,343-66.2% | $5,984-64.2% | $5,287-59.5% |
| Admin fee / account holder | $3,449 | $9,817-64.9% | $8,357-58.7% | $10,133-66.0% |