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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,967,423 | $211,288+3670.9% | $178,540+4362.6% | $145,884+5361.5% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 5.68% | 30.27%-24.6pp | 27.15%-21.5pp | 551.85%-546.2pp |
| Employer contribution / active EE | $1,350 | $4,574-70.5% | $3,953-65.8% | $4,662-71.0% |
| Participant deferral / active EE | $0 | $6,967-100.0% | $6,281-100.0% | $6,690-100.0% |
| Admin fee / account holder | $150,000 | $12,105+1139.1% | $10,424+1338.9% | $13,392+1020.1% |