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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,967,423 | $210,698+3681.4% | $178,014+4375.7% | $145,959+5358.7% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 5.68% | 386.27%-380.6pp | 294.80%-289.1pp | 561.95%-556.3pp |
| Employer contribution / active EE | $1,350 | $4,567-70.4% | $3,950-65.8% | $4,661-71.0% |
| Participant deferral / active EE | $0 | $6,958-100.0% | $6,276-100.0% | $6,689-100.0% |
| Admin fee / account holder | $150,000 | $12,016+1148.3% | $10,362+1347.7% | $13,398+1019.6% |