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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,714 | $129,737+70.1% | $119,126+85.3% | $154,746+42.6% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 15.46% | 379.08%-363.6pp | 282.11%-266.7pp | 172.34%-156.9pp |
| Employer contribution / active EE | $8,137 | $4,375+86.0% | $4,034+101.7% | $4,379+85.8% |
| Participant deferral / active EE | $4,278 | $5,842-26.8% | $5,318-19.6% | $6,730-36.4% |
| Admin fee / account holder | $4,570 | $11,961-61.8% | $10,693-57.3% | $14,365-68.2% |