See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,990 | $42,772+9.9% | $87,507-46.3% | $55,167-14.8% |
| Participation rate | 23.9% | 66.5%-42.5pp | 73.8%-49.9pp | 69.0%-45.0pp |
| Annual return | 6.75% | 21.20%-14.4pp | 12.21%-5.5pp | 169.23%-162.5pp |
| Employer contribution / active EE | $0 | $1,277-100.0% | $2,550-100.0% | $1,963-100.0% |
| Participant deferral / active EE | $1,288 | $2,342-45.0% | $3,149-59.1% | $3,054-57.8% |
| Admin fee / account holder | $7 | $461-98.5% | $4,221-99.8% | $504-98.6% |