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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,695 | $167,362-87.6% | $143,799-85.6% | $134,532-84.6% |
| Participation rate | 88.9% | 84.8%+4.1pp | 80.3%+8.6pp | 81.2%+7.7pp |
| Annual return | -18.38% | 0.47%-18.9pp | -0.04%-18.3pp | 418.27%-436.7pp |
| Employer contribution / active EE | $4,137 | $5,620-26.4% | $4,952-16.5% | $4,741-12.7% |
| Participant deferral / active EE | $4,398 | $6,447-31.8% | $5,638-22.0% | $6,401-31.3% |
| Admin fee / account holder | $2,750 | $18,094-84.8% | $14,677-81.3% | $11,429-75.9% |