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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,727 | $99,009-73.0% | $86,581-69.1% | $147,585-81.9% |
| Participation rate | 22.2% | 76.3%-54.1pp | 73.5%-51.3pp | 82.8%-60.6pp |
| Annual return | 1.13% | 1312.70%-1311.6pp | 965.06%-963.9pp | 578.58%-577.5pp |
| Employer contribution / active EE | $10,562 | $3,132+237.2% | $2,840+272.0% | $4,876+116.6% |
| Participant deferral / active EE | $8,338 | $3,972+109.9% | $3,609+131.1% | $5,439+53.3% |
| Admin fee / account holder | $0 | $5,709-100.0% | $4,904-100.0% | $10,886-100.0% |