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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,100 | $135,956-60.9% | $123,894-57.1% | $273,972-80.6% |
| Participation rate | 89.5% | 84.1%+5.4pp | 81.4%+8.1pp | 83.0%+6.5pp |
| Annual return | 11.30% | 56.63%-45.3pp | 47.52%-36.2pp | 41.46%-30.2pp |
| Employer contribution / active EE | $2,562 | $5,170-50.5% | $4,617-44.5% | $4,869-47.4% |
| Participant deferral / active EE | $5,423 | $6,343-14.5% | $5,984-9.4% | $5,287+2.6% |
| Admin fee / account holder | $2,444 | $9,817-75.1% | $8,357-70.8% | $10,133-75.9% |