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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY10+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $40,786 |
STIFEL NICOLAUS & CO INC1 year Filed as: STIFEL NICOLAUS & COMPANY INC Service code 49 · EIN 43-0538770 | Other Services | $3,349 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,089 | $86,938-25.1% | $102,423-36.5% | $80,925-19.6% |
| Participation rate | 90.3% | 72.4%+17.9pp | 76.5%+13.8pp | 67.7%+22.6pp |
| Annual return | 12.78% | 18.89%-6.1pp | 29.42%-16.6pp | 35.65%-22.9pp |
| Employer contribution / active EE | $1,763 | $2,369-25.6% | $3,023-41.7% | $2,756-36.0% |
| Participant deferral / active EE | $5,418 | $4,120+31.5% | $5,054+7.2% | $4,299+26.0% |
| Admin fee / account holder | $429 | $8,053-94.7% | $9,455-95.5% | $6,940-93.8% |