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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,492 | $67,411-85.9% | $91,004-89.6% | $70,124-86.5% |
| Participation rate | 91.1% | 71.4%+19.7pp | 75.6%+15.5pp | 69.5%+21.5pp |
| Annual return | 22.72% | -40.16%+62.9pp | 4.60%+18.1pp | 73.14%-50.4pp |
| Employer contribution / active EE | $1,844 | $1,786+3.3% | $2,456-24.9% | $2,342-21.3% |
| Participant deferral / active EE | $3,902 | $2,823+38.2% | $3,548+10.0% | $3,332+17.1% |
| Admin fee / account holder | $900 | $4,236-78.8% | $5,417-83.4% | $4,645-80.6% |