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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,661 | $209,422-15.6% | $178,503-1.0% | $158,982+11.1% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 26.72% | 188.81%-162.1pp | 151.12%-124.4pp | 302.99%-276.3pp |
| Employer contribution / active EE | $2,607 | $5,707-54.3% | $5,011-48.0% | $4,763-45.3% |
| Participant deferral / active EE | $11,752 | $5,955+97.3% | $5,202+125.9% | $5,983+96.4% |
| Admin fee / account holder | $1,037 | $17,079-93.9% | $13,987-92.6% | $11,252-90.8% |